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🔒 Privacy Policy

Mudra Manager

Last Updated: June 2025

            Summary: Mudra Manager is a privacy-first app. All your financial data stays on your device. We don't collect, store, or share your personal information.
        

Introduction

Mudra Manager ("we", "our", or "the app") is committed to protecting your privacy. This Privacy Policy explains how we handle your information.

Data Collection

We DO NOT collect, store, or transmit any personal data to external servers.

Local Data Storage

All financial data is stored locally on your device
Transaction records, accounts, budgets, and categories remain on your device
No cloud synchronization or external data transmission

SMS Permissions (Android Only)

SMS permission is used ONLY to read transaction messages from banks/wallets
SMS data is processed locally on your device
We do NOT upload, share, or transmit SMS content to any server
You can disable SMS import anytime in settings

Biometric Authentication (Optional)

Used only for local device authentication
Biometric data never leaves your device
Managed by your device's secure enclave

Notifications

Local notifications for reminders and alerts
No data sent to external notification services

Data We DO NOT Collect

❌ Personal identification information
❌ Financial account credentials
❌ Location data
❌ Device identifiers
❌ Usage analytics
❌ Crash reports

Third-Party Services

We do not use any third-party analytics, advertising, or tracking services.

Data Backup

Backup/restore feature stores data locally on your device
You control where backups are saved
No automatic cloud uploads

Children's Privacy

Our app does not knowingly collect information from children under 13.

Data Security

All data stored using device encryption
Optional biometric/PIN protection
No network transmission of financial data

Your Rights

You have complete control over your data:

Export your data anytime
Delete all data from settings
Uninstall app to remove all data

Changes to Privacy Policy

We may update this policy. Changes will be posted in the app.

Contact Us

For privacy concerns:

Email: aloke@duck.com

Compliance

This app complies with:

Google Play Store and Apple App Store policies
India Digital Personal Data Protection (DPDP) Act, 2023
EU General Data Protection Regulation (GDPR) — data minimization principles
California Consumer Privacy Act (CCPA)
Brazil Lei Geral de Proteção de Dados (LGPD)

Since Mudra Manager stores all data locally on your device and does not collect, transmit, or process any personal data on external servers, compliance is inherently achieved through our privacy-by-design architecture.